What is a Missing Tooth Clause?

Q. What is a Missing Tooth Clause?

A. More than 90 percent of dental insurance policies carry a missing tooth clause. A missing tooth clause protects the insurance company from paying for the replacement of a tooth that was missing before the policy was in effect.

For example, if you lost a tooth before your coverage started and later decided that you would like to have a partial, bridge or dental implant to replace the missing tooth, the insurance company would not have to pay for that service if they have a missing tooth clause in their dental plan.